High-Rate, High-Fee Loans (HOEPA/Section 32 Mortgages)

Explains The Home Ownership and Equity Protection Act of 1994, what loans are covered, what disclosures are required, and what practices are prohibited.

Developed by the Federal Trade Commission. A copy of the booklet is available for you to view and print.

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High-Rate, High-Fee Loans (HOEPA/Section 32 Mortgages) (27kb)